Fast Food Nation Essays

Cheap Food Nation Essays Cheap Food Nation Essay Cheap Food Nation Essay The writer of the book Fast Food Nation is fundamentally an analytical columnist. Being a columnist the creator investigated and completed significant exploration so as to consider the inexpensive food industry. His exploration helped him to think about the last item that winds up on the eatery table right without any preparation I. e. if there should arise an occurrence of meat from the ranch to the last item. The writer consolidated his three years of examination with measurements and other essential exploration and introduced the whole thing in the previously mentioned book. The creator presents the adjustment in the manner industrialized agri-business is done in today’s business situation. The book is partitioned to two significant and various parts. The initial segment of the book which is named as the â€Å"American Way† centers around talking about the historical backdrop of America’s Fast Food industry. This part additionally gives foundation data about the significant quick nourishments of the nation like McDonalds, Burger King Etc, including data about their authors. The rest of the piece of the initial segment of the book examines how the greater part of the once family claimed and independent ventures have gotten celebrated worldwide and how they have become some portion of one’s every day lives particularly, Americans. The second piece of the book examines about the guidelines that have been organized by the United States Department of Agriculture (USDA) and furthermore gives different reports and data about the working conditions at meatpacking plants and the butcher houses. The fifth section of the book talks about the creation of French fries, one of the most loved and requested nibble at an inexpensive food and particularly about an individual named J. R. Simplot. : The purposes behind talking about a particular individual is on the grounds that, it was in his industrial facility which was arranged in Idaho that the majority of the solidified French fries are made and are dispatched to a large portion of the drive-through eateries all over the United States. The creator profoundly digs into the parts of the shading and taste that all the inexpensive food things have. HE likewise uncovers many intriguing, bewildering and rather obscure realities like the taste, smell and shade of the nourishments not being common and how these perspectives for the food are made by utilizing synthetic concoctions and various added substances. In the book, the writer explicitly talks about the effect of cheap food chains on the individuals of United States. The insights introduced by the creator, roughly 33% of the grown-up populace of the United States visits a drive-thru eatery day by day and on a week by week premise a run of the mill American is supposed to be devouring three burgers and four French fry orders. The purpose for introducing the above measurements in this paper is to examine the effects of devouring cheap food on the human body. In spite of the recurrence of eating quick nourishments, the prompt influence that it could have on an individual’s wellbeing is disorder. This is apparent from the way that the writer has introduced in the book which expresses that around 2,000,000 individuals of the United States fall debilitated because of infections brought about by food they expend and right around 900 individuals are hospitalized consistently. Despite the fact that the purposes for the ailments are many, one fundamental driver might be expressed as the manner in which the food is created. After this, the creator begins giving data about the advancement of butcher houses, the working conditions there and so on. As indicated by the book and the author’s contentions, there are a not many drive-thru eateries which offer an incentive to their labor and pay them great wages. Two genuine instances of such reasonable drive-through joints are Conway’s Red Top and In-N-Out. Both these cafés have their own style of getting known in the cheap food industry. In spite of the fact that these two eateries are not as well known as McDonalds and Burger King, they serve excellent food and convey better worth and client assistance. Today, the meat creation in the United States of America has gotten unified because of the abatement in the little ranchers which thus has diminished the quantity of makers of meat. The poisons in the meat creation plant are the underlying driver for the across the board of sicknesses. An across the country study distributed by the USDA in 1996 found that 7. 5 percent of the ground meat tests taken at preparing plants were polluted with Salmonella, 11. 7 percent with Listeria monocytogenes, 30 percent with Staphylococcus aureus, and 53. 3 percent with Clostridium perfringens. These pathogens can make individuals debilitated (Teh World Traveler) (Michael Shugrue) (Sinclair). The book takes the readers’ through an excursion which clarifies about today’s stunning and incredibly degenerate inexpensive food industry. The different facts and happenings in the business which were accumulated through close to home meetings, examinations and so forth were introduced so as to uncover what precisely occurs in the background of the inexpensive food chains. One model is the truth of merciless treatment of laborers and maltreatment of similar specialists at the meat pressing plants. Numerous female laborers in the meat making plants are explicitly irritated by colleagues as well as by bosses. This unmistakably states how perilous the business for female work is. A verifiable truth is that the intended interest groups of the inexpensive food industry are as a matter of fact kids. The children are handily impacted by the eye-getting, substantial and appealing notices alongside the intriguing limited time strategies which the inexpensive food chains use. Market insights uncover that kids are progressively disposed towards a brand name or logo than on their own name. As effectively expressed, numerous individuals today have gotten increasingly slanted towards inexpensive food in light of the straightforwardness and accommodation as well as due to the flavor of the food. Presently the inquiry that emerges here is, the explanations behind quick nourishments being so delectable. The writer of the book has likewise investigated this edge and has introduced the stunts and strategies utilized by the cheap food industry players to make the food amazingly delectable. Fundamentally, the fragrance of the food is exclusively liable for the kind of the food. All together for the nourishments to be fragrant, it isn't essential that they should be really normally. Today’s logical headways have prompted the formation of different synthetic substances which help to make sure about the smell of nourishments falsely as well. This can be comprehended from the accompanying realities which the writer has cited in the book †â€Å"Adding methyl-2-peridylketone makes something taste like popcorn. Including ethyl-3-hydroxybutanoate makes it taste like marshmallow. The potential outcomes are presently practically boundless. † Next significant viewpoint is the job of the food’s shading. The cheap food chains utilize a material called Titanium oxide which is really utilized really taking shape of women’s beautifiers so as to give a velvety white shading to a significant number of the handled confections and icings. The majority of the cheap food chains are utilizing shading specialists in a large number of their soda pops, treats and sandwich buns so as to draw in more clients. What does this mean? By utilizing shading operators and synthetic compounds to introduce the food in an alluring manner, the cheap food fastens are attempting to pull in increasingly number of clients to their outlets. Increasingly number of clients implies more cash. At the end of the day, one significant truth that should be comprehended is that clients who go through their well deserved cash in the inexpensive food outlets are really falling prey to numerous harmful infections. All things considered, for the different hurtful exercises done by the inexpensive food chains, the normal man is falling prey in the wake of going through their well deserved cash. Be that as it may, this reality isn't known to the vast majority of the individuals who are accustomed to eating quick nourishments. In one piece of the book the writer cites that â€Å"Flavor mixes some of the time contain a greater number of fixings than the nourishments being given their taste. † It is in reality extremely odd for individuals to understand the realities while getting a charge out of a nibble at any cheap food that they as opposed to appreciating the normal item which is utilized in the arrangement of the item are appreciating a fixing which has been falsely arranged. The way that some substance is utilized so as to control the innovation of taste itself is extremely stunning and obviously clearly new to find. It is surely hard to acknowledge and process the way that today’s time has so changed that even nourishments that are devoured are modified and made lose their creativity by utilizing synthetics and so on. The book acknowledges many shocking and obscure realities which a considerable lot of the cheap food goers don't understand. The vast majority of the individuals who are utilized to quick nourishments eateries would not have any thought regarding the working conditions at the meat pressing plants and butcher houses. The creator presents some extremely amazing and rather pitiable realities of the barbaric working conditions about the laborers at those spots. Indeed, even this data is totally new to numerous individuals. The meat pressing plants and butcher houses are known as hazardous work puts yet not as unsafe spots for someone to work. The working circumstance of the laborers working at the meat pressing plant is so woeful and perilous that the laborers are compelled to wear hard caps and furthermore convey overwhelming junk sends underneath their abdomen coats. The employments of individuals at the slaughterhouses are significantly increasingly despicable. All the laborers, independent of their sex, are made to remain with their garments peeled off and made to carry out their responsibilities of tearing the innards of the cows and so forth. All the laborers here are at genuine danger of losing their lives whenever while they are at work and notwithstanding such merciless working conditions, the cash that they get paid is negligible. One fascinating certainty that can be found in this book is that the vast majority of the positions at the butcher houses are done by hand. With innovation negatively affecting today’s current society, it is fantastic that such merciless

End of Feudalism essays

End of Feudalism expositions In Medieval Europe, governmental issues were sorted out into a strict progression knows as feudalism. This framework commanded Europe for a long time. Numerous elements added to breakdown of the primitive framework. At the point when this request at long last finished it was supplanted by a period known as the Renaissance, which would prompt current Europe. Feudalism depended on two primary ideas. One was the celestial option to administer, where everybody accepted that the pioneer governed in the intensity of God. Along these lines on the off chance that somebody conflicted with them, at that point the individual in question was submitting profanation and ought to be executed. The subsequent idea, known as absolutism, implied that there were no interests for contentions with the pioneers or their choices. At the point when these ideas started to be addressed and even refuted feudalism started to come up short. Feudalism finished for some reasons, a considerable lot of them identifying with an adjustment in economy. With the goal for feudalism to succeed it should have been in a carefully agrarian culture. In this manner its fall started with the ascent of trade. Numerous things helped business in its ascent, for example, religion. The houses of God energized individuals, who might not typically leave their home towns, to wander out on journeys. While on these excursions individuals needed to go through cash. They required food and a spot to remain, ideally close to the houses of prayer. From this made urban communities around the houses of prayer. With the urban communities came exchange, trade, and a business class of individuals. Under these conditions there was no monetary explanation behind feudalism to proceed. This exchanging urged little towns to exchange with each other. In the end individuals were voyaging regularly and continually connecting with different towns. This raised the possibility of regionalism and in the end patriotism. Alongside the exchanging of cash came the sharing of societies, craftsmanship, music, and thoughts with the Islamic world, Mongol Empire, and other outside spots. From these societies Europeans got thoughts like, the letter set, and ide... <!

Baroque Drama Essay Example | Topics and Well Written Essays - 750 words

Rococo Drama - Essay Example One of the recognized parts of Baroque artwork was its strange utilization of hues and ornamentations. Such luxuries of expressionism were integral to the soul of the age. The Catholic counter-reformatory motivations brought about a blend of reflection and reality, which showed itself piercingly in progress of Artemisia Gentileschi, the most celebrated of Roman painters in this age. In the domain of our investigation, we will currently look at her celebrated artwork entitled Judith Slaying Holofernes. Topics of ladies freedom and spiritualist illusionism are flawlessly sensationalized in this specific paintwork (Kleiner 662). Gentileschi got her story content from one of the scriptural scenes including the decapitation of the Assyrian general Holofernes by Judith (Spielvogel 477). It may be noticed that the Roman painters were liberally belittled by the English rulers of the time. Thus, there was a feeling of opportunity and promise to flawlessness on the painters’ part. Judit h Slaying Holofernes is no special case to the liquidizing versatility that exemplifies the flowery interpretation of the Baroque taste. Francesco Borromini assumed a spearheading job in strengthening the structural self important of the Italian Baroque. His flawlessly made San Carlo alle Quattro Fontane, which is begging as far as its sensational intrigue, is likewise significant of the quintessential Baroque style of engineering. Typically, the Baroque engineering was demarked by a naã ¯ve yet authoritative feel of activation and roominess.

Review of Related Literature and Studies

Section I THE PROBLEM AND ITS BACKGROUND INTRODUCTION The achievement of some inexpensive food chains in Metro Manila is to a great extent because of the reality, that they can convey the fairness of administrations expected of them of the individuals who have rushed existences. These individuals representatives, administrators, common representatives and laborers, understudies and others, rely upon these inexpensive food chains for their food to prop them up for the duration of the day. In this manner volume of clients went to these foundations regular, that causes administration group to remain alert to take care of them particularly during top hours.Customers fulfillment notwithstanding, relies upon the proficiency of their administration team in satisfying the needs of the numerous clients they need to take care of ordinary. No where is the significance of human asset obviously showed than in inexpensive food chains. As indicated by Martines, individuals comprise an organizationà ¢â‚¬â„¢s generally significant and imperative factor in its prosperity or disappointment. Overall, while the human factor decides the two its information and yield, it is additionally its most huge information and even yield in numerous instances.Through and by men, the others cash, machines materials, techniques and markets are gained and used. The quality and use of the last are quite often influenced by choices about and by HR. For sure, the achievement of the objectives of an association relies on the accessibility and usage of every one of these fixings the collaboration of which are individuals caused. The securing, use and advancement of money related, material, mechanical and stamped assets which might be expendable are wards on human resources.If the last is accessible and competent, different variables can be of incredible use to the association. It is through individuals that they can be either bridled and created or disseminated and lost. Man does or fixes what exists, m an makes or by passes openings and situations. Consequently, individuals power is the most critical and intense factor of the considerable number of assets accessible to an association. An association may begin with zero subsidizing, yet with innovative, ingenious, dedicated and legit individuals, it turns out to be monetarily accessible has extremely just begun.The reality that this subordinates can carry out the responsibility well doesn't imply that they vital will. There is consistently the likelihood that the quality and the amount of their work may miss the mark concerning focused on targets. This infers work fulfillments and representatives resolve is reliant on the initiative style of the chief. From these point of view, the investigation receives the idea that authority contributes fundamentally to the achievement or disappointment of the association, by its impacts on the resolve and occupation fulfillment. Explanation OF THE PROBLEMThe focal point of the investigation is to decided the impacts of the administration style of the supervisors of the cheap food chains on the assurance and occupation fulfillments of the administration group. In particular, it look to respond to the accompanying inquiries: 1. What is the profile of the administration team as far as: a. Sex b. Age c. Common Status d. Instructive Attainment e. Experience (As administration group) 2. What is the initiative style of the chiefs of cheap food chain as seen by the administration team? 3. What is the level or level of employment fulfillment of the administration groups? 4.What is the level of occupation fulfillment among the administration teams? 5. Does administration style of supervisors influence the assurance and occupation fulfillment of the administration groups? Suspicions The investigation and the issues progressed in this depend on the accompanying premises: 1. Supervisors of the three cheap food have pretty much comparable administration style. 2. The resolve and employ ment fulfillment are mostly affected or upgraded by initiative style of the chiefs. 3. Supervisors don't receive a solitary administration style. Speculations In connection with the issues and suppositions progressed in the examination, the accompanying theories are tried: 1.Managers has no single or explicit authority style; The administration group are the HR of the inexpensive food chains o who rest the achievement of these association through clients fulfillment. Corresponding to this, the previous looks on the impacts of supervisors initiative on the resolve and employment fulfillment of their administration team of driving cheap food chains (Jollibee, McDonalds and Wendy’s) in Metro Manila. These three inexpensive food chains, Jollibee, McDonald’s and Wendy’s are among the most effectively worked cheap food chains in Metro Manila.They utilize several help groups oversaw and direct by capable directors planned in their distinction branches. In deciding the impacts of these administrators authority style on the resolve an activity fulfillment, the investigation is embraced from the representatives (administration teams) perspective. Reasonable FRAMEWORK According to Lorenzana, regardless of whether the association has been appropriately staffed and laborers have been prepared to where they are suite equipped for working admirably, the chiefs function as an executive (and pioneer) of individuals. The authority style of troughs has no impact on the confidence and employment fulfillment of the administration crews.SCOPE AND DELIMITATION OF THE STUDY The examination restricted its examination to 120 help teams of the three driving inexpensive food chains in Metro Manila; Jollibee, McDonald’s and Wendy’s. it explicitly centered around the assurance of the impacts of the directors initiative style on the confidence and occupation fulfillment of the administration groups. The study’s significant confinement is the way tha t it doesn't endeavor to make a thorough assessment of different elements that may influence work fulfillment and resolve like working conditions, pay and child on.The concentrate likewise doesn't make an endeavor to look at the manager’s authority styles between the three inexpensive food chains. In this way, the examination is commonly centered as opposed to explicitly engaged, at any rate on the parts of initiative style consequences for the spirit and occupation fulfillment of the subjects. Criticalness OF THE STUDY the investigation is esteemed huge to chiefs, as it deliver through its discoveries, the indispensable point of view on the connection between authority style and occupation fulfillment and resolve among their subordinates.These may fill in as bases for detailing a system of the executives and administration style proper in neighborhood setting point in realizing sound administration rehearses, yet in upgrading more noteworthy effectiveness and profitability a mong Filipino representatives and laborers because of better worker the board relationship. Meaning OF TERMS coming up next are a portion of the terms that are given their operational definitions as indicated by the setting they are utilized in the investigation: Age †It alludes to the sequential are of the respondents as communicated regarding years.Autocratic Leadership †it implies the kind of administration where the pioneer tells and concerns or undermines for compliances; dictator and oppressive. Common Status †it alludes to the status of being single, hitched, bereaved, separated or isolated. Vote based Leadership †Means the initiative that is described by member dynamic and consultative congregations to authorize greater part choice of the gathering. Instructive Attainment †the term implies the most elevated training achieved by the respondents. Experience †as utilized in the examination alludes to the quantity of years the respondents filled in as administration group, communicated in years.Laissez faire †It is a free-rule authority, portrayed by high individuals direction and little assignment direction. Initiative †as utilized in the examination alludes to the conduct of a person who is engaged with coordinating gathering exercises. Authority style †It is the example of conduct intended to incorporate hierarchical and individual objectives and interests in the quest for destinations. As utilized in the investigation it alludes on the conduct receive by a person in coordinating gathering exercises. Spirit †signifies the perspective concerning certainty, fulfillment and cheerfulness.Satisfaction †especially work fulfillment is a general towards ones occupation; the contrast between the measure of remunerations the laborers get and the sum they accept they ought to get. Sex †Refers to the respondents sexual orientation qualities, regardless of whether female or male. Part II REVIEW OF RELATED L ITERATURE In this section, the scientist presents a resume of writing that have essentialness to the current examination. On Leadership According to Plunkett and Attner, in cooperating with representatives in the workplace, a supervisor must assume four essential influential positions; teacher, councilor, judge and spokesperson.All directors must play out the position of authority of instructor. Directors satisfy this job by instructing representatives work abilities just as worthy conduct and authoritative qualities. Chiefs achieve a lot of social training through the execution of their own day by day work. Their work propensities, perspectives and conduct fill in as a good example to all who watch them. Notwithstanding giving instruction, chiefs are eventually liable for the proper preparing of their workers. They may give this abilities preparing straightforwardly or organize it to be given by other.Regardless of who at last plays out the preparation, the supervisors should be pr oficient about preparing standards learning hypothesis, and preparing procedures so as to play out this job. There are numerous open doors for cheap food fasten chiefs to accept this job. The vast majority of them instructs their subordinates on organization activities and arrangements. A second position of authority of a director is councilor. This job includes tuning in, offering guidance and forestalling and taking care of representatives issue. In playing out this job, administrators are satisfying two desires for the workers; 1. Mindfulness and worry for the individual representative; and . Help with taking care of an issue. The advisor job doesn't imply that the supervisor is required to tackle all the representatives

Module 4 and Journal Article Review 4 Essay Example | Topics and Well Written Essays - 1000 words

Module 4 and Journal Article Review 4 - Essay Example Globalization appears not to work well for the maturing populace, since their essential need isn't to increase worldwide association yet a greater amount of the drawn out consideration and annuity benefits which have been drained because of continue different areas for globalization. Weaver (n.d.) states that, â€Å"As the old populace (65 or more) has developed, more analysts are focusing on the extending social needs of the elderly.† This would affect the necessities of other age bunches with the risk of constrained open doors coming up for them. For industrialized nations, an expanding older populace is both a help and a bane. To decide the older as a ramifications of achievement of a nation’s medicinal services administration is an amusing articulation to conceal a retreating issue in a similar sort of administration. All the more older methods more individuals requiring the human services from the administration, and is corresponding to increment budgetary issues. Globalization has influenced the old populace when all is said in done in light of the fact that the financing of these medicinal services administrations is decreased so as to continue different areas, for example, work and mechanical development. Work in a globalized world has additionally influenced the lives of the older, with the ladies as the most influenced (Weaver, n.d.). Oppression old working ladies originated from the idea that ladies age quicker than men with the women’s aptitudes are equal to their age. In the globalization point of view, maturing people are less inclined to be settler laborers since businesses, together with legitimate accreditations, see a prospected employee’s age as significant. In this sense, it tends to be seen that globalization has less advantages coming up for the older. A lopsided populace among the youthful and the old is a consequence of the changing social patterns. Whatever the aftereffect of this social pattern, paying littl e mind to the reasons, it is as yet a social commitment to offer appreciation for the old by supporting their needs. All things considered, current network, as seeking as it seems to be, would not appear without the endeavors of the past ages who put their endeavors in question to manufacture it. There is nothing amiss with universal relations, gave that it opens chances to everybody and not simply the chose rare sorts of people who can possibly contribute to government's capital. Diary 4 Globalization, Women’s Migration, and the Long Term Care Workforce Introduction A significant point made by Brown and Braun (2008) declares that â€Å"population maturing and globalization are proclaimed with both eagerness and caution.† True, that a positive fervor is foreseen each time the advantages of globalization are heard, yet on the opposite side, is the unheard impediments that globalization has especially on the maturing populace and the ladies workforce. In the developing p opulace in the U.S., a huge lump of their registration talks about the foreigners who principally remained in the nation to work. The consequence of ladies relocation to the totality of human services and the maturing populace is gigantic as they give care. Synopsis Brown and Braun’s (2008) article entitled â€Å"Globalization, Women’s Migration, and the Long Term Care Workforce† advises about the effect of globalization to the ladies workforce and populace maturing. They have made an association between two unique circumstances by offering accentuation to the Domestic Long Term Care (DLTC)

America at Mid Century (US History) Assignment Example | Topics and Well Written Essays - 250 words

America at Mid Century (US History) - Assignment Example He settled on choices pivotal to war and tranquility of the countries. What is huge about this case isn't just about the youngsters and schools yet in addition about the human propensity to bias individuals as per their race, shading, religion, sex and ethnicity. Around then, racial bias was hardship to the point that blacks are not permitted to enter open offices and to go to same schools. The case is critical as the decision of the Supreme Court to stop racial isolation of the white and dark kids turned into a defining moment of the nation improvement. This decision turned into the reason for the future legitimate arrangements of human rights {Brown versus Board. 2004)). In 1954, the Brown versus Leading body of Education was a lawful dissent on the privilege of the blacks to go to same school with the whites. The decision of the law for the blacks inevitably opened the entryways for equivalent treatment to kids in training and to other open offices. The case turned out to be disputable to such an extent that even President Eisenhower got so concerned and needed to send armed force troops to Arkansas in 1957 at the stature of the isolation emergency. (Chronological registry, p.554) The importance of the Brown Case can at present be felt until this day. Today, shading separation is nearly non-existent and have acknowledged the blacks in the general public in the United States as well as around the world. Truth be told, the United States have chosen the primary dark U.S.

Overview And Analysis Of Aviva Insurance Company Finance Essay - Free Essay Example

AVIVA is a public limited company incorporated under the laws of England and Wales. We are one of the worlds leading global insurance groups. We are the fifth largest insurance group in the world, based on gross written premiums for the 2008 year. We are one of the top five providers of long-term insurance and savings products in the UK, Ireland, the Netherlands, Poland and Spain and one of the top ten providers of long-term insurance and savings products in France, Italy, Hungary and Romania for 2008  [1] CORE BUSINESS BRAND AND PRODUCTS AVIVA products are split into the categories as following: Pensions provide income in retirement for an individual and possibly his or her dependants. This products include personal and group pensions, stakeholder pensions and income drawdown. Annuities pays out regular amounts of benefit, either immediately and for the remainder of a persons lifetime, or deferred to commence from a future date. Immediate annuities may be purchased for an individual and his or her dependents or on a bulk purchase basis for groups of people. Protection protects the policyholder or his or her dependants against financial loss on death or ill-health. Bonds and savings accumulation products with single or regular premiums and unit-linked or guaranteed investment returns. Other, which includes equity release and structured settlements REVENUE The most revenue of AVIVA is long-term insurance and savings business This revenue accounted for over 80% of total company business. Based on report at the end of 2009,  £32.0 billion is total long-term insurance and savings new business sales and investment sales is  £3.9 billion. PROFIT IFRS operating profit (2009)  [2] Income statement data Amounts in accordance with IFRS 2009  £m 2008  £m 2007  £m 2006  £m 2005  £m Income      Gross written premiums 34,690 36,206 30,991 28,735 26,299 Premiums ceded to reinsurers (2,576 (1,841 (1,658 (1,501 (1,317 Premiums written net of reinsurance 32,114 34,365 29,333 27,234 24,982 Net change in provision for unearned premiums 559 277 (21 93 (123 Net earned premiums 32,673 34,642 29,312 27,327 24,859 Fee and commission income 1,789 1,885 1,760 1,870 1,851 Net investment income/(expense) 24,972 (16,043 9,689 15,908 23,722 Share of (loss)/profit after tax of joint ventures and associates (504 (1,128 (304 485 340 Profit on the disposal of subsidiaries and associates 153 7 49 222 153  59,083 19,363 40,506 45,812 50,925 Expenses   Â  Ãƒâ€š   Claims and benefits paid, net of recoveries from reinsurers (27,549 (29,353 (27,121 (23,444 (19,706 Change in insurance liabilities, net of reinsurance (5,682 3,885 (3,508 (2,594 (10,376 Change in investment contract provisions (11,185 10,629 (2,018 (6,002 (7,814 Change in unallocated divisible surplus (1,547 4,482 2,922 (558 (1,474 Fee and commission expense (4,396 (4,411 (4,244 (5,461 (4,330 Other expenses (5,366 (5,416 (3,473 (3,557 (3,166 Finance costs (1,336 (1,547 (1,217 (856 (609  (57,061 (21,731 (38,659 (42,472 (47,475 Profit/(loss) before tax 2,022 (2,368 1,847 3,340 3,450 Tax attributable to policyholders returns (217 1,068 (15 (346 (922 Profit/(loss) before tax attributable to shareholders profits 1,805 (1,300 1,832 2,994 2,528 Tax attributable to shareholders profits (490 415 (334 (594 (630 Profit/(loss) for the financial year 1,315 (885 1,498 2,400 1,898   Per share Per share Per share Per share Per share Profit/(loss) per share attributable to equity shareholders:      Basic 37.8 (36.8 48.9 88.0 73.5 Diluted 37.5 (36.8 48.5 87.0 72.9    Per share Per share Per share Per share Per share Dividends paid per share  24.0 33.0 33.0 30.0 27.3   Millions Millions Millions Millions Millions Number of shares in issue at 31 December 2,767 2,658 2,622 2,566 2,396 Weighted average number of shares in issue for the year 2,705 2,643 2,588 2,469 2,340 Statement of financial position data  [3] 1.4 TREND IN THE NEXT DECADE AVIVAs trend in the next decade is Age demographic trend. Age demographics can influence demand for Avivas different types of products or change pricing models. If a region or countrys demographics lean strongly towards a large proportion of older people, there may be larger demand for pre- and post-retirement insurance, which would affect Avivas sales in terms of volume and type. Age demographics can also influence the pricing models for insurance life Insurance products are more profitable and products return less in countries with low mortality rates. As a result, pricing models need to be adjusted for a country that has growing life expectancy as changing demographics affect, medical severity, and indemnity severity. This trend and any mortality assumptions based on age demographics did not significantly affect business in 2007, 2008, or 2009; however, there will be significant changes with the expansion of Avivas Asia Pacific branch into countries of different age demographic s. 1.5 SUCCESS OF AVIVA SINCE 2007 During 2007, AVIVA acquired subsidiaries in Spain, Italy and the UK in connection with bancassurance agreements with Cajamurcia, Banco Popolare and HSBC. Total consideration for these acquisitions, including costs, was  £397 million. In addition to these acquisitions AVIVA entered into joint venture agreements with local banks in Turkey, Malaysia and Taiwan. Total consideration for these joint ventures was  £208 million. AVIVA disposed of a number of businesses, the most material of which was the contribution of Turkish business, Aviva HE, to Turkish joint venture. This gave rise to a profit on disposal of  £71 million. Other disposals of smaller operations gave rise to a loss on disposal before tax of  £22 million.  [4] During 2008, AVIVA acquired subsidiaries in Ireland, Italy and Belgium. Total consideration for these acquisitions, including costs, was  £189 million. As part of AVIVA strategy to exit non-core operations, AVIVA disposed of HPI Limited and RAC Auto windscreens Limited in the UK and life operations in Luxembourg. Consideration for these disposals was  £126 million, realizing a net profit on disposal of  £7 million.  [5] On 1 October 2009, AVIVA completed the sale of our Australian life and pension business and wealth management platform to the National Australia Bank for A$902 million ( £443 million). On 3 November 2009, AVIVA completed the Initial Public Offering (IPO) of approximately 42% of Delta Lloyd N.V. raising ÃÆ' ¢Ãƒ ¢Ã¢â€š ¬Ã… ¡Ãƒâ€šÃ‚ ¬1.1 billion ( £1 billion). AVIVA also enhance the value and liquidity of retained stake in Delta Lloyd. Delta Lloyd, at the start of the year, sold its health business for  £235 million to OWM CZ Groep Zorgverkeraar UA (CZ). Continuing with the groups strategy to exit non-core operations, AVIVA disposed of the British School of Motoring Limited for a consideration of  £4 million.  [6] During 2010, Aviva reported revenues of  £9.13 billion for the first quarte r, which was higher than analysts estimates of  £8.45 billion in revenue. However, worldwide total sales for quarter 1 2010 of  £12.64 billion decreased 1% from the sales of quarter 1 2009 of  £12.78 billion. The worldwide total sales also rose 16% in quarter 1 2010 from quarter 4 2009, when Aviva generated sales of  £10.90 billion. Aviva benefited from a milder winter in Canada but it estimated the total cost of bad weather as  £50 million for the quarter. UK life insurance sales increased 14% and its investment sales increased 143% from the fourth quarter of 2009. In the US, general insurance sales decreased 48% from the sales of first quarter of 2010 due to Avivas focus on a larger profit instead of a larger sales volume.  [7] 2. CORPORATE RESPONSIBILITY 2.1 Free the Children At Aviva, being a good corporate citizen is essential to long term sustainability. AVIVA provides peace of mind through meaningful insurance products as well as support for communities where employees, customers, brokers and business partners live and work. AVIVA major corporate support is directed to two organizations, United Way and Free The Children. 2.2 Preserving the Environment Managing impact on the environment is another key component of AVIVA corporate responsibility program. Through initiatives to reduce waste and energy, AVIVA has become the first carbon neutral insurer covering worldwide operations. This is done by offsetting our remaining emissions through gaining carbon credits from projects in several countries around the world. AVIVA is engaging with the global challenge to combat climate change and protect the environment. These actions today will affect future generations. Besides that, AVIVA publishs annual group environmen tal performance data against key indicators and targets covering our CO2 emissions, water and waste consumption. AVIVA uses Accounting for Sustainabilitys connected reporting framework, which integrates financial and non financial data to provide a comprehensive account of our impacts. Our carbon footprint boundaries provides clarity on the data what is excluded from our carbon footprint calculations. CRISIS MANAGEMENT As a global company, AVIVA faces a large and diverse number of risks. Each of these risks has the potential to harm financial performance or hinder the achievement of strategic objectives. If AVIVA doesnt manage risk effectively, it is might to miss potential opportunities to further develop and expand business. The type of risks that AVIVA faces are: financial, strategic and operational.  [8] Financial risks cover market and credit risk, insurance risk, liquidity and capital management. Strategic risks include issues such as customer, products and markets as well as any risks to our business model arising from changes in our market and risks arising from mergers and acquisitions. Operational risks arise from inadequately controlled internal processes or systems, human error or non-compliance as well as from external events. Operational risks include taxation, reputation and regulatory risks, such as compliance.  [9] Risk Management Framework AVIVA monitors risks on a regular basis through our Risk Management Framework. The framework includes all risk management processes, systems and tools and helps set standards for identifying, managing and reporting risks and establishing minimum standards for our control environment. This process allows to assess the overall risk exposures AVIVA.  [10] Policies and procedures AVIVA has 35 policies that deal with the management of all risks. These policies define risk appetite and set risk management. Besides that, these policies also control standards for the groups worldwide operations. With equity risk, AVIVA monitors exposures relative to risk appetite and have reduced overall exposures during 2008 by extending portfolio of equity hedges. In orde to manage credit risk, AVIVA measures exposure against centrally set limits, which take account of credit ratings issued by rating agencies. Foreign exchange risk AVIVA set up a policy to face foreign exchange risk is to borrow and derivati ve currency to keep it exposures within these limits. AVIVA hedges specific foreign exchange transaction risks when feeling its appropriate. Besides above risk, AVIVA also has to face to derivatives risk, liquidity risk and some kind of risk in Insuarnce products, such as Insurance Risk Management, Life insurance risk, Longevity risk, Mortality and morbidity risk, Persistency risk, Product design and pricing risk, Expense risk, General insurance risk, Catastrophe risk, Worsening claims ratios, Strategic risks, Operational risks, Supplier risk 4. STRATEGY Our strategy has three key elements: Increasing geographic focus Benefiting from the combination of life and general insurance Building on our core capabilities. This is reinforced by a commitment to clear financial deliverables in the near-term. 4.1 Increasing geographic focus We will focus on 12 markets where we have strength and scale. In determining our focus we will judge markets on their potential to generate both $100 million of IFRS operating profits and a 12% return on capital employed, or $1 billion of franchise value for younger businesses. Europe opportunities focus on eight markets: UK, France, Spain, Italy, Poland, Ireland, Turkey and North America. AVIVA will also focus on growing profits organically in Canada and the US. Besides that, Asia Pacific, China, Taiwan and India are one that we focus on growing franchise value. 4.2 Benefiting from the combination of life and general insurance The combination of our businesses provides capit al benefits by diversifying risks. Aviva can hold 30-40% less capital to write new GI business than the GI business would need to hold on a standalone basis. It is anticipated that this benefit will be reinforced under Solvency II. Building on our core capabilities AVIVA will be succeed by building on four core capabilities: marketing distribution expertise, financial discipline, technical excellence, and operational effectiveness AVIVA strategy gives a clear way forward, but AVIVA is also focused on delivering strong performance in the near-term, so we have set out a number of clear financial deliverables: At least  £1.5 billion operational capital in 2011; Life IRR of at least 12% with payback of 10 years or less; General insurance COR of 97% or better in 2011;  £200 million of cost savings and  £200 million of efficiency savings by the end of 2012. VISION, MISSION, GOALS VISION MISSION AVIVA wants to bring prosperity and peace of mind to our customers through vision: One Aviva, twice the value. By acting responsibly for the long term in how we do business, we will help meet our ambition to provide prosperity and peace of mind to our customers AVIVA aim is for every employee to be able to say At Aviva I am recognized for who I am, and what I contribute matters. Everything AVIVA does revolves around four core values performance, progressiveness, teamwork and integrity. These values capture the day-to-day behaviors we follow, in dealing with each other and with our customers. OUR GOALS Avivas goals is to move company to a global single brand and what it means for customers worldwide. The creation of a single global brand is a key part of delivering One Aviva, twice the value and the implications go far beyond changing the name on brochures or signs.  [11] 5.3 HOW DO WE MOTIVATE OUR EMPLOYEES? AVIVA has a clear purpose to drive a talent leadership and culture-led transformation to deliver exceptional business performance. Aviva has approached this by implementing strategies designed to: Encourage talented people to join Aviva and stay Match the right people to the right roles and take action where there are gaps Empower people to be the best they can be Build pride in Aviva 6. DESIRABILITY AS AN EMPLOYER Working for AVIVA is the dream of so many young peoples, include me. I was attracted to Aviva because of the existing scale of the global business, combined with the strategic vision and ambition to build a global market leading asset manager. Joining an organization that already had a strong platform and broad client base combined with ambitious growth targets provided an opportunity to be part of and contribute to, turning the vision into reality. Aviva provides the opportunity for my development and growth, recognizing individuals with rewarding career paths and a diverse set of opportunities underpinned with clear ldevelopment plans. Aviva is a great place to work and one where I will be recognized as an individual for what I can contribute. Aviva has changed massively from a UK centric organization to a global company. And may be, some days, I will have appotunity to work in UK or some member companies to open my world. Reference sources: https://www.aviva.com/ https://www.wikinvest.com/ https://www.avivainvestors.com/ https://sec.gov/Archives/edgar/data/

Math Essay Topics You Should Know

Math Essay Topics You Should KnowThere are many math essay topics you can think of. It depends on your capability and interest in this subject. This will also depend on the grade that you want to get when you are at your paper writing. In any case, you need to choose the best topic that you are good at.Essays have been designed by professional essay writers for years now. This is because their experience and skills in this field are excellent. They know what works for students who have no prior knowledge about algebra. So, if you think you do not know anything about this subject then a math essay topic would be the right thing for you.First thing you should do is to come up with the topic. It would be easier for you if you study the subject on your own. You may find the book you will use helpful. There are many teachers who provide this. They will help you learn more about the subject matter. Make sure you include this in your first lesson so that you can get to know the subject prop erly.Once you have decided on the topic, you need to come up with an outline of the topic. You can do it yourself or you can ask your teacher to help you with this. Make sure you have all the important information on hand. You need to write the outline in the form of a problem that needs solving.There are many different themes that you can choose from. Some of the popular topics are: products, people, animals, and nature. You can also write about issues related to people.Once you start writing, you will be surprised that you can write very fast. That is why you should be creative while writing. For example, in the category of animals, write about the different animals and their behavior. In the category of people, write about the different people and their personality.Now that you have read this, you can start writing your essay. If you are not good at math, then find an experienced person to help you. Make sure you have a plan so that you can finish your assignment on time. Make su re you follow instructions carefully.

What Qualities That Make A Langston Hughes Work...

ENG 341 Studies in Literary Genres Final Paper Andria Reynolds CHB 431DS August 29, 2014 Bruce Hunter There are certain qualities that make a Langston Hughes’ work memorable and timeless. Whether it is the topics that choose to write about or types of characters he chose to portray. Imagery provides the reader with a visual picture of what the writer is trying to convey, rhythm gives the story its beat, and the metaphor gives the work its deeper meaning. All three components can always be found in a Langston Hughes piece. Most of my own poems are racial in theme and treatment, derived from the life I know. In many of them, I try to grasp and hold some of the meanings and rhythms of jazz. I am as sincere as I know how to be in these poems and yet after every reading I answer questions like these from my own people: Do you think Negroes should always write about Negroes? I wish you wouldn t read some of your poems to white folks. How do you find anything interesting in a place like a cabaret? Why do you write about black people? You aren t black. What makes you do so many jazz poems? But jazz to me is one of the inherent expressions of Negro life in America; the eternal tom-tom beating in the Negro soul—the tom-tom of revolt against weariness in a white world, a world of subway trains, and work, work, work; the tom-tom of joy and laughter, and pain swallowed in a smile. Langston Hughes The first to recognize the potential of the blues as writtenShow MoreRelatedEssay Art Life of Langston Hughes5893 Words   |  24 Pagesthe fight against racism. One man used his art and the power of words to bring forth the issues of injustice suffered in America, he was Langston Hughes. Langston Hughes was a Negro Writer, born at the turn of the century in 1902, in Joplin, Missouri. His ancestry included three major race groups, however, he lived and was identified as a Negro or Colored (Hughes referred to himself as colored or Negro, because those were the terms used to refer to African-Americans in this era). He spent most

A Letter From The Birmingham Jail - 1110 Words

The primary goal of a sermon in church is to convince or persuade the congregation to turn to God and follow his ways and beliefs. A sermon is commonly broken up into several subsections beginning with â€Å"(1) an introduction ‘to establish a common ground of religious feeling’; (2) ‘a statement of the text’ which is often drawn directly from the Bible; (3) the ‘body of the sermon,’ which consists of repeated emotional climaxes; and (4) the ‘conclusion’ which resolves the emotional tension aroused by the sermon by drawing the sinners to God.† (Pipes 143). Based on these characteristics and King’s religious background and experience as a preacher, it is logical to argue that the structure of â€Å"A Letter from the Birmingham Jail† resembles that of a sermon which is aimed at an audience much larger than that of just eight clergymen. Through his brilliant use of persuasive methods and emotional appeal, Martin Lu ther King turns a simple response to a letter into a national cause for white support to combat segregation. He begins his letter by stating that he is writing this letter â€Å"while confined here in the Birmingham City Jail† (King 2). However although one in such conditions for being wrongly convicted and forced to write this within small jail walls would be expected to be hostile, King’s tone is instead calm and patient. He addresses his attackers as â€Å"my dear fellow clergymen† (2). And even apologized that they expressed different opinions (3). This, to an open audience, givesShow MoreRelatedLetter from Birmingham Jail1872 Words   |  8 Pages2015 Letter from Birmingham Jail-Rhetorical Analysis Dr. Martin Luther King Jr. wrote the â€Å"Letter from Birmingham Jail† in order to address the biggest issue in Birmingham and the United States at the time (racism) and to also address the critics he received from the clergymen. The letter discusses the great injustices happening toward the Black community in Birmingham and although it is primarily aimed at the clergymen King writes the letter for all to read. In his â€Å"Letter from Birmingham JailRead MoreThe Letter From Birmingham Jail 1321 Words   |  6 Pages(King). Children ripped apart from their families, not being able to socialize with certain people, or even go to the local amusement park. It was a hard time to be a colored person, and there was one hope. Martin Luther King, Jr. believed that one day blacks and whites could one day come together peacefully. King tried to do what he believed was right with everything in his will to finally join forces and not be talked down on by whites. In the â€Å"Letter from Birmingham Jail† he includes several eventsRead MoreThe Letter From A Birmingham Jail809 Words   |  4 Pagesbut all human beings who were being treated unjustly. He is known for many speeches, but The Letter from a Birmingham Jail† written in 1963 was phenomenal in my opinion; this letter, written in response to â€Å"A Call for Unity,†(Carpenter et. el, 1963 ) an article written by eight, white, Alabama clergymen, was to serve as a response to those who believed that King acted inappropriately for coming to Birmingham, Alabama, as an outsider, for creating immense tension with his demonstrations, and for theRead MoreLetter from a Birmingham Jail759 Words   |  4 PagesLuther King’s â€Å"Letter from Birmingham jail† is a mix of emotional passion and logical precision that seeks to achieve meaningful cause. The letter was a response to white clergy who were critical of his intention in Birmingham naming him an â€Å"outsider†. Kingà ¢â‚¬â„¢s response to critics through a letter explains his arguments vividly and effectively. King wrote the letter in a way that he agreed with his critics, nonetheless still using their words against them in logic harmony. King’s letter illustratesRead MoreThe Letter From A Birmingham Jail1266 Words   |  6 PagesDr. Martin Luther King, Jr. was a key figure in the civil rights movements that took place in the 1950s and 1960s. The â€Å"Letter from a Birmingham Jail† is an open letter written by King defending nonviolent resistance against racism. The letter argued that people have a moral responsibility to break unjust and unethical laws. The letter also stresses themes of unity among brothers in order to overcome racism. I will argue in support of King’s stance that citizens are morally justified in breakingRead MoreLetter From A Birmingham Jail1900 Words   |  8 PagesSummary and Response â€Å"Letter from a Birmingham Jail† John Hodgin English 111-54H Professor Bradford Ivy Tech Community College September 24, 2017 Cover Letter Professor Bradford, Obviously my primary motivation for writing my Summary and Response Draft is that it is a requirement for my English Composition Class. Having said that, I also have another heartfelt motivation for writing my Summary and Response about Martin Luther King’s â€Å"Letter from a Birmingham Jail†. I have studied aboutRead MoreEssay on A Letter From a Birmingham Jail717 Words   |  3 PagesA Letter From a Birmingham Jail In Martin Luther King, Jr.s Letter from a Birmingham Jail, his thoughts and ideas are directly stated, well expressed, explained, and illustrated. Kings style of writing gives the reader a clear glimpse into the world with which he struggled and allows his letter to be powerfully effective. In the introductory paragraph, King introduces his reason for writing the letter and details who the audience is to be. He explains that he rarely answers criticismsRead MoreLetter From Birmingham City Jail Essay1700 Words   |  7 PagesProfessor Ybarra Philosophy 1C 23 November 2015 Letter From Birmingham City Jail Martin Luther King Jr. wrote the Letter from Birmingham City Jail to the clergymen, saying that they criticized the actions and how they were targeting him. He explains in the letter how the city of Birmingham has gone through all the nonviolent campaigns and that it proves that their is serious racial injustice. Martin Luther King Jr. composed the letter to Birmingham in 1963. The reason why so many people were complainingRead MoreLetter From Birmingham Jail Act904 Words   |  4 Pages In April 1963, the city of Birmingham, Alabama, was caught in the midst of massive civil rights protests. Protestors advocating for desegregation brought the city to a halt with widespread disruptive yet peaceful protests. After a circuit court placed an injunction against protesting, parading and picketing King was arrested for his involvement. While in jail King received a letter written by eight Alabama clergymen criticizing King for his disruptive protests and the breaking of laws which leadRead MoreLetter From Birmingham Jail Essay Essay1451 Words   |  6 PagesZhuo Liu Lauren Sassenoff English 1P-5 25 September 2016 Letter from Birmingham Jail Essay In 1963 Martin Luther King Jr. wrote a letter while incarcerated in Birmingham jail to eight clergymen in response to their letter known as â€Å"A Call for Unity.†Ã‚  The letter asked for the stop of direct action type protest in Birmingham, Alabama that Martin Luther King was leading.   The letter has become known as one of the greatest works of argument in American history. Part of the reason for the letter’s

The Never Ending Israel-Palestine Peace Talks Essay

The news of people dying and suffering, killings of women and children, and bombings by terrorists and militaries, has undoubtedly grabbed the world’s attention towards the Israel-Palestine conflict. While Palestinian children scream for their dead parents, the world’s leaders and academics initiated a frantic debate, trying hard to point out the real cause and viable solutions for the current situation. This has led to many peace initiatives by the international community that were unfortunately a devastating failure. This deadlock had left leaders and supporters of both sides blaming each other for their stubbornness, in some cases elevating the unrest in Israel and Palestine (Reynolds). In this difficult condition, it is hard for us to†¦show more content†¦The first negotiation and agreement between Palestine and Israel was the Oslo Agreement in 1993. In this agreement, Israel promised the Palestinians that they would withdraw from part of the Palestinian la nd. The Oslo Agreement aimed on putting â€Å"an end to decades of confrontation and conflict† and recognizing both sides have â€Å"legitimate and political rights†. Unfortunately, the agreement failed due to lack of implementation and cooperation from both Israelis and Palestinians (Reynolds). Subsequently, in the year 2000, Camp David was organized by Bill Clinton in his effort to address the final issues of the Oslo Agreement which were boarders, Jerusalem and refugees. In this peace talk, the Palestinians were represented by Arafat while the Israelis were represented by Barak. Arafat and Barak failed to agree in the talk as the maximum Barak could offer was less than the minimum Arafat would accept (Reynolds). Subsequent peace talks after Camp David also faced similar problems. Israel’s Perspective on the Issue. In order for us to comprehend why Israel is reluctant to fulfill Palestine’s demands in peace talks, it is essential that we observe the connection Israelis have with the Palestinian land. According to Israel’s history, the land of Palestine, or more specifically, Jerusalem, originally belonged to the Jews. About 3,000 years ago, King David made Jerusalem the capitalShow MoreRelated Palestine and Israel Essay1463 Words   |  6 PagesPalestine and Israel On the day of January 18th, 2004 Israeli forces rushed through the Gaza strip and attempted a dangerous raid. The effects of the raid left eight Palestinians civilians dead in cold blood. Within twenty-four hours a young Palestinian police officer by the name of Ali Jaara climbed onto a Jerusalem bus and detonated a bomb, killing him and ten Israeli passengers. This is a very sad but common example of the never ending war that takes place not only on the battlefield but nowRead MoreThe Arab-Israeli Conflict Essay1092 Words   |  5 Pagesfor many years and so far a peaceful solution to the violence has not been reached. The peace process aims to find a just, fair and lasting peace solution to the conflict in the Middle East. The USA in particular has been very active in looking for a peace solution. This is because Israel is their ally. There are several million Jews in the USA and many send money to support Israel. Also the Arabs used oil as a very successful weapon in the Yom Kippur War, and theRead MoreEssay about Improving Israel-Palestinian Communication485 Words   |  2 PagesThe Israel-Palestinian conflict is a part of the greater Arab-Israeli long-running conflict in the Middle East. The main point of this conflict is the existence of the state of Israel and its relations with Arab states and with the Palestinian population in the area. Since the establishment of Israel, the Palestinians and the Jews have been fighting over the land for several years. Both believe that they have greater claim than the other. Even though, these two races share a variety of customsRead More The Israeli-Palestinian Conflict Essay3354 Words   |  14 Pagesin modern history. The expansion of Israel since 1947 is seen as the beginning of the conflict, although its origins go back to the end of the 19th century, when Jewish immigration to Palestine began to increase. Since the start of the conflict, several peace negotiations have been carried out, resulting in variable degrees of success. This essay will focus on how theorists of peace and conflict have analysed the conflict in recent history. Especially, the peace process after the first PalestinianRead More Arab-israeli Conflict Essay examples1850 Words   |  8 Pagesland called Palestine into two independent nations, one Arab and one Jewish. On May 14, 1948, a new nation was born: Israel. 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Contrasting with neo-realism, which says that states are unitary, the ethnicRead MoreThe Effect of Outside Powers on the Arab-Israeli Conflict Essay1330 Words   |  6 PagesMiddle Eastern powers, not wanting to go the peace talks with the political incentive to resolve the problems at hand. As the Middle East is valuable for oil, and trading access (such as the Suez Canal), outside powers only seem to have their own interests at heart; since they are so dependant on these factors. A significant involvement, with the superpowers in 1948, is seen in the American recognition of the new state of Israel. This involvement, would have many motivesRead MoreThe Peace Process of Israel and Palestine Essay1856 Words   |  8 Pages The idea of peace in the Middle East has been fought over, discussed, caused physical battles, and political name-calling. The conflict caused by misunderstanding the will of God and the pride of man has been historys leitmotif since the beginning of recorded time. In certain parts of the world, that recurrent theme is more of a constant heartbeat. Since the outbreak of the second intifada, people around the world have witnessed many bloody scenes where people sacrifice their lives for theirRead MoreThe Middle East Peace Process1849 Words   |  8 Pagesin the Middle East peace process and will answer the question: For what reasons and in what ways did President Carter mediate the Camp David Accords and set the precedent for future peace agreement between the Arab World and Israel? The primary sources which will be evaluated are a biography of the life of Carter, which unfolds in an orderly manner the events that led up to Carter’s peaceful diplomatic relation with both factions of the everlasting problem - Arab world and Israel, and a comprehensiveRead MoreThe Secret Intelligence Branch Of The Shin Bet1499 Words   |  6 Pages If there is one thing true about this documentary is the depressing, and pessimistic nature of it. The Shin Bet, Israel’s equivalent of the FBI act as the secret intelligence branch that serves to protect Israel from behind the scenes, and Unseen Shield, if you will. The six ex leaders of the Shin Bet all portray the recent decades of Israel’s undercover militaristic organisation by retelling some of their past actions and experiences. All six tell of their actions, that would shock us uninitiated

Health Care Reform Was Universal Health Care the Answer...

What is universal health care? Universal health care is a form of health coverage which is provided by a government so that all of its citizens have access to health services. In the universal health care is a system of providing health coverage for any and all willing participants. This is usually through a government program, funded by taxes. The United States is the only developed country in the world to not have a universal health care system for its citizens. Medicaid and Medicare do not count because they target a select group of citizens. It is important to note the distinction between universal health care and socialized medicine before we proceed. Many people confuse the terms. Under universal health care hospitals,†¦show more content†¦Private coverage would include, but are not limited to companies such as Aetna, Blue Cross Blue Shield and Anthem. Both sides are concerned with the financial strain on the government as well as the high premiums passed down to the insured. Health Care Reform Supporters of health reform also want patients to have more rights to better quality health care. Under the current system, certain providers only except certain insurances or self-pay patients. A universal system would allow patients to go to the doctor of their choice and give incentive to have preventative care screenings to improve overall wellness. However, critics argue that under the new reforms, patients may have to wait for appointments for specialty services. Those in opposition of the current plan for health care reform argue that the answer is not simply UHC system. All would agree that the ultimate goal is to improve the cost of overall health care in the United States. America’s current public-private system is the most expensive in the world. We spend more per capita than anywhere else in the world. Our health care expenses are a major portion of our countries Gross Domestic Product. Some argue that is just the preview of what would result from governme nt ran UHC. In Canada, patients complain of long waits to see their providers for specialty care. A Summary of Obama Care H.R. 3590 is the Patient Protection and AffordableShow MoreRelatedHealthcare reform Essay1289 Words   |  6 Pages The United States should have Universal Health Care Comp II The United States should have Universal Health Care Virtually 50 million Americans are presently without any health insurance, and a great number of them with health insurance are struggling to pay for their medical bills. Everybody concurs that healthcare must be accessible to all citizens, but the debate on whether the United States should adopt a universal health system still rages. According to theRead MoreRunning Head: Solution1220 Words   |  5 Pages 7 Health Care Solution Billie Ann Evans English 102 C7Z1 Caroline Mayes-Cooper APA Problem-Solution Essay 05-02-2017 Abstract Health care reform affects everyone in the united states. Having an insurance plan that is sufficient and affordable is necessary in life. Health insurance is necessary to protect Americans and their families from illness and treat injuries without bankrupting them. What is the most logical answer to health care reform? The Affordable Care Act could be revisedRead MoreUniversal Health Care : Universal Healthcare1615 Words   |  7 Pages Universal Healthcare in the USA The campaign for some form of universal health care has spanned practically a century in the USA and has been the subject of political debate since the early part of the 20th century. Recent reforms remain an active and urgent political issue. 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The reason for the reform was to establish Universal Health Care in Mexico b y 2010Read MoreThe Administration Proposed A Far Reaching Health Care Reform Bill Called The Health Security Act Essay731 Words   |  3 Pages Universal Health Care In 1993, the Clinton administration proposed a far-reaching health-care reform bill called the Health Security Act. This plan would have guaranteed health insurance to every American. This proposition did not get broad consumer support, and Congress scuttled it, saying it was too expensive, too bureaucratic, and too intrusive. Despite defeat of that bill, many Americans are still committed to achieving universal coverage for all Americans. Many universal health careRead MoreAn Over View of the Affordable Care Act1319 Words   |  5 PagesAn Over View of the Affordable Care Act After over nearly a century and dozens of failed attempts and proposals for Universal Health Care the Affordable Care Act (ACA) was finally passed by Congress in 2010. 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At the time of this program, the U.S. was 37th in the world in terms of fairness and quality (Palfreman, 2008). Other rich countries were ahead of this U.S. in this ranking but were spending a lot less. Frontline’sRead MoreHistory Notes Essay1170 Words   |  5 Pagesthese 14 questions into your response paper and answer them in the order of appearance. 1. What immediate problem did the president run into when initiating the healthcare reform? 2. Obama’s administration believed that taking on a healthcare reform is a test of what in American politics? According to Obama, it was intended to prove what? 3. Who opposed the healthcare reform under both Clinton and Obama? Who stood to lose from the healthcare reform? 4. What did the propaganda ads funded by insurance

1994 DBQ Outline Sample Essay Example For Students

1994 DBQ Outline Sample Essay Q: To what extent was late nineteenth-century and early twentieth-century United States expansionism a continuance of past United States expansionism and to what extent was it a going? Use the paperss and your cognition of United States history to 1914 to build your reply Documents: A- 1885. CartoonMain Idea: British. German. and Russian imperialists are all taking portion in enlargement into lands around the universe. in continents such as Africa and Asia. B- 1885. WritingMain Idea: White influence will shortly do an inevitable growing into all parts of the Earth. taking to a â€Å"survival of the fittest† between viing races. C- 1897. WritingMain Idea: America must react to expansionism in the Pacific by other states by beef uping its great sea power. D- 1899. ArgumentMain Idea: Imperialism and enlargement go against traditional American values. bewraying the Declaration of Independence and the Fundamental law E- 1900. AddressMain Idea: America has the God-given responsibility to spread out and distribute its influence around the universe. and the state should non give up district obtained in the Pacific and Asia. F- 1904. AddressMain Idea: American expansionism isn’t a consequence of the hungriness for land and resources. but a desire to convey assistance to less fortunate peoples and convey stableness and prosperity to their societies. G- 1900. CartoonMain Idea: American diplomatic negotiations helped make the â€Å"open door† in China. leting other states to partake in the wealth of the state. H- 1901. Legal powerMain Idea: American appropriation of new non-continental district brings about more jobs for Congress. such as the determination of whether or non to allow American citizenship to the territory’s native dwellers Thesis: American expansionism in the late nineteenth century and early twentieth century was. to a big extent. a continuance of past United States expansionism. while besides going with old expansionism in some facets. Detailss: * Manifest Destiny- Much like West. America had the â€Å"God-given† responsibility to spread out and distribute its influence ( Document B. Document E ) * Imperialism was more of a competition than Western enlargement. America was viing with other states in its race to procure more district ( Document A. Document B. Document C ) During the period of clip between the late nineteenth century and early twentieth century. America was traveling through important alterations. Following a revolution in Cuba against the Spanish. and the Americans step ining to get down the Spanish-American War. the Americans received several territorial grants from their defeated opposition. Thus. America started on the way to imperialism. traveling to derive several more districts in a short sum of clip. Such an enlargement in the late nineteenth century and early twentieth century was. to a big extent. a continuance of past United States expansionism. while besides going with old expansionism in some facets.

Introduction to Marketing Honda Accord

Question: Discuss about the Intoduction to Marketingfor Honda Accord. Answer: Introduction: A customer buys services or products for his or her personal use. The behaviour of the consumer during buying particular products or availing a specific service is regarded as the buying behaviour. The buying behaviour also involves the act of people during buying and using of products. The buying behaviour of and individual includes the need of understanding the reasons for which the consumers make the purchase, the factors that influence the purchases made by the consumers along with the altering factors prevailing in the society. It also refers to the process of buying and selecting the products and the satisfaction derived from the usage of the products (Ahn, Cho Han, 2014). The analysis of the buying behaviour has to be done by the organizations or companies so as to know the reaction of the buyers to the impact of the marketing strategy of the company in contributing to the success of the company. The success of the marketing mix is also enhanced by the analysis of the buying behaviour of the customer. Company and Product Background: Honda Accord is a brand name in the world of cars that specializes in the four-wheel drive that is owned by the Japanese multinational manufacturer Honda. Presently, the Honda Accord is owned by Honda Motor Co. Ltd., which is a leading Brand. Honda Accord developed into an iconic brand that encompasses in to a range of four wheelers. Honda Accords are assembled in the plants situated in Tokyo (automobiles.honda.com, 2017). The development and research of the Honda Accord are taking place at the Tokyo engineering centres. The cars of the Honda Accord were manufactured in the plants presented at various place all over the world. The concepts of the Honda Accord are the fort concept vehicle that later became very popular. The second concept of the Honda Accord is the Honda Accord LR version which had the ERAD technology (automobiles.honda.com, 2017). This car was launched as the Honda Accord in various models. This model happens to be the first Honda product to have front wheel drive without any low ratio transfer box. The Sedan Honda Accord Sport is the model of concept vehicle that was designed to replace the Honda Accord Ex. On the other hand, the replacement of Honda Accord Ex will not be exactly like the Sedan Honda Accord Sport concept. The Discovery Vision Concept of the Honda Accord Touring is the fourth concept vehicle that was designed to replace the Honda Accord EX (automobiles.honda.com, 2017). The Decision Making Process Mark is an entrepreneur who has his own restaurant running in Melbourne. He is a Master in Business and graduated from the University of Melbourne. He has been a successful entrepreneur at the age of 30. Mark also had a bachelor of Business degree before he pursued the Master's degree. He is currently staying in Melbourne and aims at expanding his business globally. He decided to choose Honda Accord as his new car. The second respondent for our case is Susan who is a wedding planner in Melbourne. At the age of 42, she has been one of the leading wedding planners in Australia. She completed her Bachelor in Technology degree in the computer science branch in the University of Sydney. After the completion of the engineering degree, she was working in the Information Technology industry before she decided to make her own company where she could experiment with her creativity and passion in the wedding planning sector. She has been in the wedding planning industry for last 18 years and has gained the name, respect, and fame in the industry. After constant research and suggestions, she went on the decision to buy a Honda Accord. The decision making is the process of making decision or choices regarding the identification of a decision, gathering information regarding the product and analyzing the alternative resolutions. Implementation of the steps of the decision-making facilitates in making a deliberate decision. The process of buying behaviour is very vital for the marketing decision of Honda Accord (Burns Bush, 2013). The process of buying behaviour includes the stages that the consumer undergoes through before, during and post buying the product or service, i.e. Honda Accord in this case in the decision making process. The first stage of the buying behaviour and decision-making process includes the identification or recognition of the need of the consumers to buy the product. Mark and Susan could understand the issues or concern that they had in between the state of desired motivation and currently motivated state. Mark stated that he wanted a car that had a good reputation and brand name in the car industry. He also wanted a car that would have a convertible body style (Camerer Yoon, 2015). On the other hand, Susan was looking for a vehicle that has the advanced technologies with an In-control Touch that would help her in gaining more control over the vehicle which influenced her to choose Honda Accord (Sheth Sisodia, 2015). Customers have to go through the stages of the decision-making process in buying the product. In regards to daily purchases, the consumers need to go through the research and evaluation of the information related to the products. However, in this case, the research and evaluation stage could not be ignored by Mark and Susan as purchasing a branded four-wheeler is not a daily purchase rather is a luxury purchase. Therefore, proper research and evaluating the information was done by Mark and Susan (Fill Turnbull, 2016). Purchasing Decision The purchasing of Honda Accord by Mark and Susan was limited by characteristics as the investment made is nominal and at the same time, they would make regular use of their cars. The time period of this limited decision making was completely dependent on the experience of the customers, i.e. Mark and Susan and their knowledge about Sedan Honda Accord as well as the amount of time they had taken to make the decision. According to Gbadamosi, Bathgate Nwankwo both Mark and Susan had made research online where they could gather all the information that was required for them by sitting at home and even while at work (Gbadamosi, Bathgate Nwankwo, 2013). Both these costumers had evaluated the alternatives along the process of evaluation which the alternatives to the customer's evaluation was bound by the choice set by using the information (Weaver, 2014). Both of the customers had been using cars of other brands and were used to using the same cars again and again. They wanted to buy a car with advanced features and technology that would make their driving experience better. The purchase was high involvement in nature as the purchase was made of a branded product involving high expenses. Therefore, buying a Honda Accord is a high involvement purchase (Hair Jr Lukas, 2014). The fourth stage relates to the purchase that Mark and Susan made after going through the internet in order to satisfy their needs. As per Ivanov, et al, the buying decision took place after some weeks of evaluation of the information. Both of them had to go through the test drive so as to gain assurance of their selection of the vehicle. The final stage includes the post-purchase evaluation of the cars that they both brought (Ivanov, et al., 2013). Both of them felt much more comfortable in driving Sedan Honda Accord. Both of them reviewed that the technology involved in the functioning of the car made the driving experience much more rewarding and outstanding (Weinstein, 2013). According to McKenzie-Mohr, the process of perception, motivation, attitude and learning relates to the internal process of a psychological core that is involved in the decision-making process. The perception of the both the customers on being exposed to the external aspects of the vehicles caught their attention. Attention and exposure make up only a part of the available information. On the other hand, learning from the experiences makes a long-term impact on the memory. It could be learned that there are two situations in learning such as low and high involvement learning (McKenzie-Mohr, 2013). The situation of high-involvement learning, in this case, was motivated by the process of learning by the experience of the customers while buying the vehicle. It was found that the customers could experience the real specifications of the vehicle and the difference in driving other cars. The personal involvement in analyzing the features and gaining control of the vehicle through advanced technology made the difference and enhanced the driving experience of the customers (Proctor, 2014). Conclusion: The buying behaviour of the customers was discussed and analyzed in brief in the assignment. The stages of decision making were described with respect to the buying behaviour of the customers buying Honda Accord. The factors that influence the customers to buy the product were illustrated. It was observed that the external sources of information do not determine the satisfaction for the customers after buying the products. The personal experience of the customers both before and after purchasing the product determines the satisfaction of the customers. Therefore, to obtain customer satisfaction, the buying behaviour and decision-making process have to be monitored by the organization for effective marketing and sales. References automobiles.honda.com 2017. [online] Available at: https://automobiles.honda.com/images/2016/accord-sedan/downloads/2016-accord-sedan-specifications-highlights.pdf [Accessed 11 Apr. 2017]. Ahn, K.H., Cho, J.W. and Han, S.L., 2014. Introduction to Marketing Channel Management.Paju: Hakhyunsa. Burns, A.C. and Bush, R.F., 2013.Marketing research. Pearson Higher Ed. Camerer, C. and Yoon, C., 2015. Introduction to the journal of marketing research special issue on neuroscience and marketing.Journal of Marketing Research,52(4), pp.423-426. Fill, C. and Turnbull, S., 2016.Marketing Communications. Pearson Higher Ed. Gbadamosi, A., Bathgate, I. and Nwankwo, S. eds., 2013.Principles of Marketing: A Value-Based Approach. Palgrave Macmillan. Hair Jr, J.F. and Lukas, B., 2014.Marketing research. McGraw-Hill Education Australia. Ivanov, B., Parker, K.A., Sims, J.D. and Yoo, C.Y., 2013. The Impact of Message Sequencing in the New Product Introduction Process: Boosting Message Retention and its Impact on Product Attitude.Atlantic Marketing Journal,2(2), p.2. McKenzie-Mohr, D., 2013.Fostering sustainable behavior: An introduction to community-based social marketing. New society publishers. Proctor, T., 2014.Strategic marketing: an introduction. Routledge. Sheth, J.N. and Sisodia, R.S., 2015.Does marketing need reform?: Fresh perspectives on the future. Routledge. Weaver, W.R., 2014.Effects of an experiential teaching method on introduction to marketing students' understanding of marketing orientation: An exploratory study(Doctoral dissertation, Anderson University). Weinstein, A., 2013.Handbook of Niche Marketing: Principles and Practice. Routledge.

Affirmative Action Essays (964 words) - Discrimination,

Affirmative Action One of the most recent civil rights policies is Affirmative action. Affirmative action is loosely defined as lower educational standards for minorities, and a certain quota of minorities is to be met by employers. Affirmative action is wrong and will not help solve the problems minorities face. The reason it is wrong is because it's discrimination. It has no place in today's society because it does more bad than good. In addition to that, most people don't enjoy the presence of affirmative action. Also, it appears that affirmative action can actually be detrimental to employees health. First of all, affirmative action is discrimination, there is no hiding it. When an employer hires anyone because he or she is a minority, even if someone else is more qualified to do the job, it is discrimination. Just because it is reverse discrimination, when whites are discriminated against and minorities are being discriminated for, doesn't make it right. Affirmative action legalizes discrimination. I thought discrimination was illegal in this country. Also , if this discrimination continues racism in the United States may become worse. Imagine what you would feel like if you couldn't get a job just because you are a white man and not a Hispanic man. The racism will become worse because of it, and that is the very thing it is trying to prevent. It is possible that because of affirmative action, racism will grow and continue to grow. In addition to that, people say affirmative action is okay because it cures past discrimination. Discrimination wasn't okay when blacks were the ones getting the short end of the stick. Therefore it's not okay when whites are discriminated against. Two wrongs don't make a right. Therefore, affirmative action doesn't make discrimination ok just because it's against blacks instead of whites. Affirmative action in college is the most discriminating thing this country has ever seen. At ivy league colleges the median GPA of applicants close to 4.0 and SATs are close to 1300, minorities are let in with GPA's less than 3.0 and SATs less than 1000. The only way for colleges to achieve ethnic proportionalism is to downplay or abandon merit criteria and to accept students from typically under represented groups, such as blacks, Hispanics, and American Indians, over better qualified students from among whites and Asian Americans. Obviously, affirmative action is allowing undereducated citizens to get into college when the people that are qualified aren't getting accepted when they should. When we passed the equal opportunities law, it didn't mean treat different races differently , it means we should treat all people as equals, affirmative action doesn't treat everyone as equals. If we lower acceptance standards for minorities, we should lower standards for everyone. Since nobody would do that we should raise the standard for minorities. In addition, if affirmative action gets its way, it will do more harm than good. Affirmative action will only work short term because if you hire a minority that's under qualified they'll eventually get fired. Also, you can only hire so many people, eventually you'll get too much under qualified people working for you and you'll eventually have to abandon affirmative action all together. Also, affirmative action doesn't work because it doesn't change anything. If there is racism in to day's modern age, then racism will always be present and affirmative action won't work. In addition if we need to discriminate against white people to give minorities jobs now, it won't change. Giving someone a job won't do any good in making the quality of life of minorities better. Just because you enroll more minorities in your college, doesn't mean you're making the playing field even. When someone isn't good enough to get into a certain college, they're out of their league when they get in. To give minorities a better life we have to fix the moral decay caused by the absence of two parent families to help minorities. Affirmative action is also insulting to minorities because they may feel they have to be helped out just to get a job. A minority that benefits form affirmative action may feel that they're inadequate for the job they were hired for. Every employee that benefits from affirmative action bears

The first binary system Essays

The first binary system Essays The first binary system Essay The first binary system Essay This essay will look at the history of computers, beginning from Stonehenge and going right through to today. It will look at what the future holds for the world of computing and I will try to determine the start of this particular technology. It will go on to discuss the computers of today and more importantly what the future holds for computers. I will try to briefly out line the history of the computer, presenting my findings chronologically. The continuous progression of the computer has lead us to the advanced machines they are today and offer us an insight into the pattern of future developments. Throughout the essay I will include information from a number of different resources, which I will use to explain and analyse my findings. I have traced the first findings of computer science back to many years ago when man still dwelled in caves. The religious and animalistic traditions of early man required instruments to calculate particular religious dates. From this Shamanistic traditions man created a primitive calculating device, counting notches on sticks or marks on walls. This primitive technique evolved and big Stonehenge structures were erected, these can still be seen today in Salisbury England. The enormous structures are today monuments of mans desire to calculate and compute information. Over on the other side of the globe in china the abacus was born. The abacus aided the calculation process and therefore must be considered a computing device. The way the abacus works shares similarities with the dictionaries definition of a computer. This is the place value notion and the retrieve and store method mentioned in the dictionary. Twelve centuries later, an 18-year-old taxpayers son invented a numerical wheel to help his father calculate tax. The device was called a Pacaline named after its creator. The problem with the Pascalator is that it could only be repaired by Pascaline. This resulted in job loss and techno phobia which still occurs today. The device was later improved and can still be found today in water meters and modern day odometers. The real beginning of the computer as we know them today is a result of the English mathematician Charles Babbage. He hoped there would one day be an automated computer powered by steam. It was never constructed, but outlined the elements of the modern day general-purpose computer. Babbages computer was a real analytical engine, it had built in control and allowed instructions to be represented in specific order, rather then numerical order. An American inventor set a task to create a faster computer using the jacquard loom concept. The computing process used cards to store dates, this differed from previous methods, which used cards to instruct the computer. This system enabled the computer to work faster, store more information, and resulted in fewer errors. The creator Hollerith brought his machine, known as the punch card reader, in to the business world. The company later became the International Business Machine or IBM. The punch card system become very popular in the 60s and was used by business and the government. Holleriths machine was limited to certain tabulation and could not accommodate more complex forms. The first binary system was developed by a German in 1941. The binary system was a programmable computer design composed of zeros and ones. The binary representation proved important in the design of modern day computers.  The punch card machine became so well established and reliable, that Howard Aiken collaborated with the engineers at IBM and refined the IBMs standard automated computer to build the Howard Mark 1. The Mark 1 remained in use until 1959, even thought other machines had surpassed it in performance. It provided vital calculations for the navy in world war two. Meanwhile over in Great Britain a mathematician named Alan turning wrote a paper called Computable numbers. Alan Turnings paper described a hypothetical device that presaged programmable computers. The Turning machine was designed to perform logical operations and could read, write, or erase symbols that were written on squares of a infinite paper tape. The purpose of turnings paper was not to invent a computer but rather to describe problems that are logically possible to solve. Turnings hypothetical machine has characteristics that resemble modern day computers. The hypothetical machines memory allows it to read, write, and erase data, just like modern day RAM. Back in America the Havard Mark 1 was highly successful opening doors for further developments by Americans computer giants. The second contribution to the computing world was the ENIAC or electrical Numerical integrator. ENIAC is generally considered to be the first successful high speed digital computer and was used from 1946 to 1955.

Business architecture definition (IT) Research Paper

Business architecture definition (IT) - Research Paper Example Typically, the business architecture artifacts and practices in business architecture frameworks concentrate on business processes and business applications. Business architecture should help business reap the benefit of business agility and visibility and must reflect the full business design, from the point of analysis of business owners and designers, rather than IT solution delivery (Born, 2012). The connection between business architecture and IT (information technology) is two-fold (Born, 2012). Primary, business architecture is a vital input to IT scheduling, business solution delivery and technology architecture. Subsequent, IT capabilities and technology trends influence business design selection in the realms of capacities, processes, value chains, and channel. Adopt-A-Farm is an online business platform that involves connections between the citizens and farmers (Adopt-A-Farm, 2014). The business treats both farmers and their potential clients as its customers. The diagram below provides the platform for connection that the business employs to connect farmers with their respective clients. Part B: customers access Adopt-A-Farm website to get information. Account manager login information is submitted then customer is authenticated. Portal application is able to automatically retrieve core customer information for its application. Sharing the information with potential customers is applicable per regions. Retrieve application history for precise account and service agreement for respective clients. Get meter data is suitable in ensuring proper transfer of data to partners (Born, 2012). Adopt-A-Farm business design is based on finding farm related information and availing the information to customers. The business structure is information oriented and customers are able to acquire information that links them (local citizens to farmers). The diagram below is a simplified structure showing how information is in shared in Adopt-A-Farm